Plan Today. Live Your Freedom Tomorrow.
When Life Changes — See Exactly Where Your Retirement Stands
Divorce. Inheritance. Job loss. New job. Medical bills.Run any scenario and see your retirement picture year by year — instantly.No advisor needed. No spreadsheet. No guesswork.
One-time purchase. Secure checkout via Paddle.
Start Your Forecast in 30 Seconds
No signup required for the short version.
Try it — see a shortened version of your Freedom Number in 30 seconds
Live Sample
See exactly what you get — before you sign up.
Explore a fully interactive sample forecast: Freedom Number, year-by-year wealth projection, projected depletion age, and inflation-adjusted spending through age 95. No account required.
Freedom Bal.
$1.18M
Balance @95
$2.4M
Depletion
Not depleted
Freedom Gap
0%
View the live sample
This Is For You If...
- You are going through or just went through a major life change
- You only see a financial advisor once a year — if at all
- You want to see your retirement picture clearly without a finance degree
- You are tired of spreadsheets and guesswork
- You want to make confident financial decisions on your own timeline
Why You'll Use It
Built for clarity, not spreadsheets.
Understand when you can retire
Enter a few inputs and instantly see your Freedom Number — the portfolio that makes work optional.
See whether your money lasts
Year-by-year projection of balance, withdrawals, and inflation-adjusted spending through age 95.
Decide with greater confidence
Compare 'retire at 55' vs 'retire at 65' side by side. Your scenarios stay private to your account.
Download your scenarios as PDF
Export any scenario to a polished PDF report — share with your spouse or advisor, or keep for your records.
What People Are Saying
"I just went through a divorce and had no idea where I stood financially. This showed me my retirement picture clearly in minutes. Worth every penny."
Sarah M., Age 52
"I meet with my financial advisor once a year. This lets me check in on my retirement anytime life throws something at me. I run new scenarios every time something changes."
Kristina, Age 47
"I am not a numbers person but this made it so simple. I ran 3 different scenarios in under 20 minutes. Finally feel like I understand my retirement."
Samantha, Age 55
Curated Guides
Plan smart. Know where you are.
Freedom Numbers, safe withdrawal rates, and whether you can retire at 55.
How to Create a Freedom Forecast
A simple retirement planner walkthrough — calculate your Freedom Number in 15 minutes.
Read guide 02.Can I Retire at 55?
An early retirement calculator framework for the 4 factors most plans miss.
Read guide 03.Life can dish out more curve balls than any annual financial review can cover
Create multiple scenarios for life's curve balls — home projects, medical bills, inheritance, divorce — and stay educated on your lifetime wealth projection.
Read guide 04.How Long Will My Retirement Savings Last?
A retirement health score for anyone asking 'will my money last?'
Read guide 05.Can I Afford to Retire?
Use a personal retirement forecast to test changes and find your Freedom Number.
Read guide 06.How Life Changes Affect Retirement
See how major purchases, medical bills, divorce, and other life events can shift your retirement plan.
Read guideWhy I Built This
A planner I needed for myself.
I built this after experiencing many unexpected and unplanned financial life changes. I could not find a simple yet robust forecast tool that didn't involve unnecessary complexity, and financial advisors were only providing a partial story based on what they managed.
I needed something at my fingertips to help me continue to make the right decisions financially — with a clear view of how each decision could impact my future.
Freedom Forecast is what I use personally, along with friends and family.
Why use Freedom Forecast
Freedom Forecast
$9.99
One-time. Unlimited scenarios.
Planning apps
$180+
Per year, ongoing subscription.
Common Queries
Frequently asked questions
What is a Freedom Number?+
Your Freedom Number is the portfolio size that makes work optional — the amount of invested assets that can sustainably cover your spending for the rest of your life. Freedom Forecast calculates it from your real numbers, not a one-size-fits-all rule of thumb.
How accurate is the projection?+
Freedom Forecast uses year-by-year compounding math — no shortcuts. It applies your specified return rate to your balance annually, inflates your spending by your inflation assumption, layers in Social Security (with optional COLA), part-time income, other ongoing income, and up to three one-time funds, then tracks your balance through age 95. Your outputs are only as accurate as your inputs, which is why the tool lets you save multiple scenarios and compare optimistic vs. conservative assumptions side by side.
Can I try it before I buy?+
Yes — view our public sample forecast to see exactly what the tool produces, including the year-by-year projection, depletion age, and Freedom Gap, before you sign up.
Can I model Social Security, part-time income, or a one-time windfall?+
Yes. Freedom Forecast lets you layer in Social Security with optional cost-of-living adjustments, part-time income for specific years, additional ongoing income, and up to three one-time funds like an inheritance, bonus, or business sale.
Is my financial data private?+
Yes. Your scenarios are stored in your private account, and only you can read or modify them. We do not sell or share your data.
Your future self is watching.